Russian banks to introduce contactless ATMs

Russian banks have introduced their first contactless ATMs, which customers can link to via smartphones and wearable devices
Russian banks are testing out contactless automated teller machines (ATMs) which link to smartphones and wearable devices, enabling customers to take money out via their mobile apps like Apple Pay.
This removes the need for customers to insert their cards, opening up possibilities to use mobile phones and wearable devices at ATMs.
Russia’s Sberbank and Russian Standard Bank are testing out the technology which sees NFC readers installed on ATMs. More banks in Russia, including VTB, CBOM and Otkriti, are expected to follow suit next year.
Alexei Okhorzin, director of the retail product department at Credit Bank of Moscow (CBOM), said a card is not just a piece of plastic, but a means of payment, which can take the form of a ring or phone.
“The introduction of contactless banking instruments is a promising way of development in terms of the payment service format, which meets CBOM corporate goals to provide customers with high-tech and comfortable solutions for everyday life and business.”
Over 80% of CBOM’s customers use various contactless payment services. “CBOM is interested in developing contactless operations using smartphones and expanding the capabilities of its mobile bank using popular services such as Apple Pay, Google Pay and Samsung Pay.”
Banks in other European countries have been using the technology for years. In 2014, Spain’s CaixaBank commissioned Fujitsu to build 8,500 ATMs with contactless capabilities. Customers tap the readers and then input their PIN. At the time, the bank said the technology will make cash withdrawals 30% faster.
Read more about contactless payments
• Mastercard research shows a growing number of shoppers are prepared to make purchases with smart watches, rings and bracelets.
• Paymentsense survey confirms rapid growth of contactless payments, but £30 limit is preventing further dominance.
According to MasterCard, since the beginning of this year, contactless payments with cards or smartphones have accounted for more than half of all transactions in Russia.
Meanwhile, Russian are using less cash to pay for things. According to a Sberbank’s study, in 2017, the share of cashless payments in Russians’ total spending on goods and services climbed to 39%, from a tiny 4% in 2008.

Why shouldn’t I use an unregistered migration agent?

In South Africa, unregistered people working as migration agents are not breaking the law but are unregulated and you have no recourse for poor advice which will have devasting consequences on your application and your future in South Africa .
This is because people who are not registered might:
• not know about current South African legislation and procedures
• give you incorrect advice
• make false claims about your chances of success.
Advantages of a registered Immigration Practitioner:
• knows the current South African Immigration legislation and procedures
• writes a licensing exam and is registered with FIPSA / Law Society
• will always give you correct advice
• will be honest about your chances of success
• will go for regular training with Department of Home Affairs, Department of Labour, VFS and Department of Trade and Industry.
Applying in South Africa: if you want to report an unregistered person, you can contact us (free of charge).

Applying outside South Africa: if you are outside South Africa and suspect that an unregistered person has broken the law, you can report them to your local law enforcement authority and tell your nearest immigration office or SA Embassy .

If you think that a migration agent is acting unprofessionally, you should also tell your nearest immigration office ( Department of Home Affairs ) .

SA Migration International is registered with FIPSA ( Forum of Immigration Practitioners ) and the Department of Home Affairs

Overstay / Declared Undesirable / VLIST Ban Issued for 5 Years. There is hope !!

Overstaying one’s visa is a common occurrence among people who applied to extend their visa in South Africa and said visa not issued in time for travel .
In recent months overstaying one visa has moved from being a minor inconvenience to a possible criminal offence with potentially serious ramifications. The changes brought about by the new immigration laws have made overstaying ones visa a very serious affair which needs a careful and smart approach to remedy.
Let us now explore the effect of overstaying ones visa and what steps to take to correct this now serious matter.
Effect of an overstay
An individual who remains the republic after his or her visa has expired is in violations of the Act. The immigration Act describe such individual as illegal Foreigners. Illegal foreigner are dealt with in terms of section 32 which provides:
32(1) any illegal foreigner shall depart, unless authorised to do so by the director general as well as any illegal foreigner shall be deported.
The seriousness of an overstay is clear from the section, anyone who is considered an illegal foreigner must be deported and there are no exceptions. In addition section 49(1(a) makes it a criminal offence to remain in the republic in contravention of the Act and on conviction the penalty is imprisonment for a period of not more than 2 years or a fine. In addition section 30(1) (h) renders one departing the republic on an expired status an undesirable.
Legalization of an Overstay
Section 32(10 read with regulation 30 provides for a mechanism to cure an overstay a potentially avoid any sanction for the overstay. This process is commonly referred to as legalisation and is given expression in the following section:
(a)Demonstrate, in writing ,to the satisfaction of the Director General that he or she was unable to apply for such status for reasons beyond his or her control and;
(b)Submit proof to the Director General that he or she is in a position to immediately submit his or her application for status.Reg 30(2) The Authorization to remain in the Republic as contemplated by section 32(1) of the Act shall be granted on Form 20….
In order to legalise an overstay 3 points must be complied with.
1.You must neither be arrested for purposes of deportation nor be ordered to leave. Both instances occur when you have been detected by Home affairs officials. Therefore you can only avail yourself to legalisation if you have not been detected by immigration enforcement officials.
2.Demonstrate in writing, commonly referred to a good cause. The applicant must demonstrate that the overstay was not intentional but a consequence of factors beyond the control of the applicant? It is not enough to simply overstay for no justifiable reason and approach the Director General where no good cause exists.
3.The applicant must show that he or she is in a position to submit his or her application for a status immediately upon being granted the authorisation.
Once the authorisation is given it will be issued to the applicant on a form 20. The applicant then uses the form 20 to apply for the visa.
If you require assistance with Uplifting the Overstay ban and or Legalization and have any questions on the topic please feel free to contact our offices for specialist advice.

Illegal In South Africa – What are my options ?

Talk to us and see how we can assist you !! We are experts in this area of immigration law .

South African Immigration – Temporary and permanent residency VISA (Temporary Residence Visa) & Permit (Permanent Residency) – We assist with all matters relating to South Africa Immigration. We specialize in South African Immigration. We are able to assist you with the following categories :
– Visit Visa
– Study Visa
– General Work Visa
– Critical Skill Visa
– Business Visa
– Corporate Visas
– Relative (Spousal) Visas – with endorsements (Work, study and business)
– Life Partner Visas
Please feel free to send us an email and explain your current situation. We will then be able to advise you the best routes moving forward, and the plan of actions to receive a desired outcome
For more information visit our website at

Why would I use a registered migration agent?/ Practitioner?

Although you do not have to use a registered migration agent to lodge your visa application, they might be able to help you if your case is complex or you require immigration assistance.
Registered migration agents are required to:
• have a sound knowledge of migration law and procedure
• act professionally and in a timely manner
• abide by the Code of Conduct for registered migration agents
• have appropriate insurance
• be a fit and proper person to give immigration assistance and be a person of integrity (this will involve criminal history checks).
If you have a problem with a registered agent, you can make a complaint to the Authority – FIPSA .

Why has my South Africa visa application been refused?

What are my options ?
Your visa application could be refused for a number of reasons, such as:
• you have not met the conditions of a previous visa
• you did not provide enough information to prove the claims you made in your application
• you do not meet South Africa’s health or character requirements
• you gave the wrong information, or made a false claim in your application
For details on what you can do next, refer to our article on Appeal Process or contact us for assistance

How will I know if my visa application has been approved?

We will tell you or VFS or Embassy will let you know by email or sms
If the visa is granted, we will let you know:
• when you can use the visa
• when the visa will be inserted in your passport r
• any conditions attached to the visa.
If the visa is not granted, you receive a letter from VFS or Embassy advising:
• why the visa was refused
• your review rights (if any)
• the time limit for lodging an appeal (if applicable).